This article is guest posted by siswantoro from Monetize My Web.
The Internet is overflowing with useful information. No matter what you blog about (unless its personal), I can almost guarantee you that there will be at least 10 different articles somewhere that are about the same thing.
It’s not easy getting your blog noticed today, considering all of the options for readers out there. That’s why your first impression is your most important, and will determine whether the reader will ever return.
Presentation in a blog post is one of the most important things. If you cannot organize your thoughts and ideas correctly, people will have a harder time reading and interpreting them.
1) You aren’t using headings and formatting.
Headings in posts are one of the most important things. They provide a way for content to be divided up into sections. It also gives readers an idea of what they are going to read. It’s almost like a table of contents.
Formatting can be used to make certain information stand out. If a post is all plain text, a user won’t be able to tell exactly which part is more important. Use bold text to make text stand out, but remember,
IF YOU MAKE EVERYTHING BOLD, NOTHING IS BOLD.— Art Webb
2) Line Heights - It ain’t rocket science.
A lot of blogs that I see tend to not believe in line height. Lines of text are piled on to each other, line after line after line, all in one big chunk of text. It makes me claustrophobic!
I suggest that line height be at least 1.5em or something like that (50% more than default). This gives your eyes a little space, and it allows your brain to rest for a second or two. It’s like reading those long classics with small letters that are all jammed together, it makes your intention span last for about 10 seconds.
3) Every idea needs a paragraph
I don’t care how short your idea is, if its one sentence, or five, it needs its own paragraph.
Paragraphs, just like line heights, allow your eyes to relax a little before starting to read again. It separates chunks of information into short, easy to read blocks. Would you rather read this blog post the way it is, or would you rather read it all in one paragraph? I thought so.
4) The ‘list’ icon is there for a reason, silly!
Lists are one of the best ways to organize text. Plus, all humans just love to read lists. Why do you think there are all those ‘Ten Best WordPress Plugins’ or ‘Top Twenty Artists’ or whatever. As Carl said in a recent post, if you didn’t like lists, you wouldn’t be reading this right now.
Another example, read the below two chunks of texts (Taken from the Advertise page.
This blog is #1 on Google for ‘Make Money Online,’ has 5400+ RSS feed subscribers daily, is highly influential and authoritative in the “Make money online” niche, is one of the Top 2000+ blog among 200 million world wide according to Technorati, and is the top 68,013 website according to Alexa.
or…
- This blog is #1 on Google for ‘Make Money Online
- 5400+ RSS feed subscribers daily
- Highly influential and authoritative in the “Make money online” niche
- Top 2000+ blog among 200 million world wide according to Technorati
- Top 68,013 website according to Alexa
Now, which was easier to read?
Should it be long or short?
Here’s the thing, why does it really matter? As long as your post is interesting to read, and gets the point across, then it could be 100 words, or 1000. As long as you use the above methods to organize your thoughts, it won’t really matter.
The problems however, are these:
If your post is short, it may be harder to get the amount of information that you want to. Your post may not be detailed enough, and be incomplete.
If your post is too long, then you may start repeating yourself. If you write a 5000 word essay, there’s a pretty good chance that you said the same thing in paragraph 7 as you did in 24. Also, I would rather read 200 words of information than 500 words of fluff. If you are going to give me fluff, then please, well, don’t.
So in the end, as long as you are giving details and information, and do not repeat yourself, it does not really matter. Just make sure that you post consistently. It’s better to post once every other day than post four times in one day, once two days later, and then not post for a week.
Get Paid For Every Lead Generated
This article is sponsored by T3Leads and posted by Charles Lau.
I have not really seen any affiliate program where they actually pay for every lead. This is known as pay-per-lead affiliate program. Your role is to help the advertisers to create leads for the advertisers to do a follow-up to better understand their needs and to sell them a product or service.
Introduction to T3Leads
In this review, I am going to talk about T3Leads which utilizes pay-per-lead affiliate program. T3Leads affiliate network focuses on financial industry.
While most affiliate programs usually pay out a very small amount of money for every sale (or lead in this case), T3Leads can pay for as high as $45 for every lead generated! And their average payment for every lead generated is $18.
Benefits of being an affiliate of T3Leads
It is important to see what benefits you can gain from taking up their affiliate program. T3Leads offers you affiliate solutions which allows you to
- manage your account easily,
- 24/7 rapid dedicated customer support,
- bi-weekly earning payments,
- referral opportunity of earning 5% of the gross revenue generated by referred affiliates
- forum to communicate with other affiliates
Benefits of being a merchant at T3Leads
Over here, T3Leads states in the merchant solutions that the merchants only pay after they get the leads or the sales that they are seeking.
- highest quality SEO and PPC webmaster traffic in the industry
- find customers that you didn’t know about
- No start-up fees and long term exclusive contract
- custom quality lead criteria with multiple lead delivery options
Smart move for T3Leads to focus on a niche
It is not easy to find a suitable industry who can pay for every lead being generated. Financial industry is definitely one of the good niches, and T3Leads made a smart move in securing this focus. Currently, T3leads works with
- major banks,
- lenders,
- auto financing companies,
- and home improvement companies.
The leads generated are of the following categories:
- Credit Cards
- Debt Settlement
- Insurance
- Mortgage Loans
- Pay Day Loans
- Tax Debts
- Forclosures
- Auto Loans
- Home Improvements
Hence, it is very suitable for finance websites to adopt this affiliate program for their additional income.
More Personalized Sales
I have seldom heard of any company who is willing to pay for every lead generated. But having such an option available, it may open up to more companies opting to pay for every lead instead of every click or every sale. Why is this so?
- Paying for every click (Pay-Per-Click campaigns) to drive traffic does not help to further qualify the visitors. And the blame can be put on the advertisers’ incapable websites to convert into sales and yet they still have to pay!
- Paying for every sale generated (Pay-Per-Action campaigns) is the most ideal situation. However, the affiliates may get really tired of helping to bring traffic to the advertisers and yet they are not making money.
- Lastly, paying for every lead generated seems to be ideal and more personalized. It makes sense to pay for every potential customer fills up his or her particulars.
It’s easier for visitors to provide information in return of probably some freebies, and thus making some money for the affilates.
The ability to close the deal is now depending on the actual salesperson instead of the website’s conversion rate. Return on investment could be higher because the visitors are better prospected as they study the advertisers’ products and services further. (though this can also be automated with auto-responder emails as well.)
Equipping the affiliates with tools
T3Leads is offering pretty good range of tools for the affiliates to use to promote their service. Thanks to these tools which provide better conversation rates. And by the way, T3leads has one of the highest conversion rates in the industry, ranging from 1:6 to 1:9.
Conclusion
In the economy crisis that we are today, we often hear employees being retrenched, companies cutting cost and the unfortunate companies have to close down. It makes sense that we may want to create websites in this financial niche where people are looking for various financial products to aid them through. Do you think so?
Find out about T3Leads affiliate program and start making money in the financial niche!
Charles is an internet reviewer, focusing himself on writing reviews on the online materials. He focuses on doing browsing reviews using video, and finishes off his review in his own words about it. He can be found at Charles Lau dot Com
The Most Unforgettable Valentines Date Ever
I’ll let the picture tell the story ;-)
What do you think guys?
Gotta run now, it’s like 1:20 AM.
4 Main Reasons People Fail To Make Money Online
This article is guest posted by Alex.
The first principle a lot of people don’t understand is that there is absolutely NO direct link between work and money… People must learn to be effective instead of efficient.
Your banker will never ask you how hard you worked for your money.
Having the right strategy is very important in order to make cash online.
The second thing a lot of people who fail to make money online lack is a sense of urgency.
Most people rationalize like crazy, and the most popular and money sucking excuse is manipulating time.
I’ll do it later… or I’ll do it tomorrow. But tomorrow never comes. The road to someday leads to a town called nowhere. Out of the few people that really do take action… some of them fail because they become perfectionist, and spend months if not years creating their product… instead of focusing on marketing.
The third reason people fail to make good money online is because they focus about 90% of their time on product creation and the remaining time to getting traffic and marketing their product.
If you ask me this ratio is a recipe for disaster. A great ratio that works great is to spend 20% of your time on product creation, 40% of your time on the marketing of that product, and 40% of your time on generating leads and traffic for your product.
If you get this ratio wrong, you might have an outstanding product that no one ever sees.
The fourth major reason people fail to make money online is because they lack the belief. Answer this question right now… How hard would you work if you absolutely knew without a doubt that the next product and sales letter you create would make you 1 million dollars? If there was zero doubt that it would be a mega success?
Every successful person needs to create that sense of belief and certainty that their ideas will be profitable… and honestly that belief comes from competence.
- Competence breeds confidence.
- Start small.
- Don’t set goals of being a millionaire by next week.
If you’ve never made any money online… start with a simple goal of making $1 profit on the internet.
I guarantee you the 2nd dollar you make will be easier and so will the 3rd …all the way until you are making enough cash per month to pay all your expenses, and then you can kiss your job goodbye.
If you avoid the 4 reasons people fail to make money online, and follow this
easy success formula… your goals are almost guaranteed to become reality.
Step 1: Know exactly what you want. Have a very specific, clear, and achievable goal.
Step 2: Take massive action, do everything you can to get you closer to your goal.
Step 3: See what results you’re getting. Have enough sensory acuity to know if what you are doing is getting you closer or further away from your goal.
Step 4: Keep changing your approach until you get what you want.
Those are the action steps I want you to take as soon as you finish reading this article. Reading will not get you what you want. Taking action will… so take action and implement what you have learned in this short yet powerful articlefor exampel make money
Concept
"Home care", "home health care", "in-home care" are phrases that are used interchangeably in the United States to mean any type of care given to a person in their own home. Both phrases have been used in the past interchangeably regardless of whether the person requires skilled care or not. More recently, there is a growing movement to distinguish between "home health care" meaning skilled nursing care and "home care" meaning non-medical care. In the United Kingdom, "Homecare" and "domiciliary care" are the preferred expressions.
Home care aims to make it possible for people to remain at home rather than use residential, long-term, or institutional-based nursing care. Home Care providers render services in the client's own home. These services may include some combination of professional health care services and life assistance services.
Professional Home Health services could include medical or psychological assessment, wound care, medication teaching, pain management, disease education and management, physical therapy, speech therapy, occupational therapy.
Life assistance services include help with daily tasks such as Meal Preparation, Medication reminders, Laundry, Light Housekeeping, Errands, Shopping, Transportation, and Companionship. Activities of daily living (ADL) refers to six activities (bathing, dressing, transferring, using the toilet, eating, and walking) that reflect the patient's capacity for self-care. The patient's need for assistance with these activities for the Study mentioned was measured by the receipt of help from agency staff at the time of the survey. Help that a patient may receive from persons that are not staff of the agency (for example, family members, friends, or individuals employed directly by the patient and not by the agency) was not included in the Study.
Instrumental activities of daily living (IADL) refers to six daily tasks (light housework, preparing meals, taking medications, shopping for groceries or clothes, using the telephone, and managing money) that enables the patient to live independently in the community. The patient's need for assistance with these activities was measured in the Study by the receipt of help from agency staff. Help that a patient may have received from persons who are not staff of the agency (for example, family members, friends, or individuals employed directly by the patient and not by the agency) was not included in this Study.
While there are differences in terms used in describing aspects of Home Care or Home Health Care in the United States and other areas of the world, for the most part the descriptions are very similar.
Estimates for the U.S. indicate that most home care is informal with families and friends providing a substantial amount of care. For formal care, the health care professionals most often involved are nurses followed by physical therapists and home care aides. Other health care providers include respiratory and occupational therapists, medical social workers and mental health workers. Home health care is generally paid for by Medicaid, Long Term Insurance, or paid with the patient's own resources (including though reversed mortgage)
Aide worker qualifications
It is not a requirement that you have a GED or High School Diploma, you will need to check with your local Department of health for state requirements. Often aide workers have experience in institutional care facilities prior to a home care agency. Workers can take an examination to become a State tested Certified Nursing Assistant (CNA). Other requirements in the U.S.A. often include a background check, drug testing, and general references.
Licensure and providers by State
California California is NOT a licensure state for non medical or custodial care services and therefore there are no barriers to entry, no consumer protection laws, no minimum standards yet and no official state oversight. In California the consumers and their families must adopt a "buyer beware" approach, do their homework and hire caregivers that are bonded and insured. This is why it is important to use a full service agency that has supervision and oversight of staff. Full service agencies also do pre employment background check (criminal)DMV checks and reference checks. Staff become the agency's employee not an independent contractor or "under the table" person. Full service agencies also train, monitor and supervise the staff that provide care to clients in their home.
Florida Florida is a Licensure State which requires different levels of licensing depending upon the services provided. Companion assistance is provided by a Home Maker Companion Agency whereas Nursing Services and assistance with ADL's can be provided by a Home Health Agency or Nurse Registry. The State licensing authority is the Agency for Health Care Administration (AHCA)
Payments and Fees
Home Health Aides Caregivers traditional work for state licensed agency are billed hourly at rate of about $11 to $25 depending on state. Since they are employees of the agency, the agency is responsible for the taxes.
Live-in Aides Live-in aides rates are between $80-$150 per day. The rates are 20-30% higher for 2nd care recipient. Live-in aides are available only though direct hire (see External links).
Additional Fees Agencies' fees for non-medical home care are traditionally NOT reimbursed by State, Federal, or private insurance. However, private long-term care insurance will often reimburse policyholders for part of the cost of non-medical home care, depending upon the terms of the policies.
Compensation
RNs and Skilled Services In the United States, registered nurses employed in the home care field receive on average around $22.00 to $30.00 per visit. Some as much as $45-$55, and also receive 52 to 58 cents per mile tax free. Payment / reimbursement of other Skilled Services vary according to the specific discipline.
Home Health Aides Caregivers traditional work for state licensed agency are billed hourly at rate of about $11.00 to $25.00 depending on state. A Home Health Aid employed by the agency are paid between $5.85 USD (current US minimum wage) to approximately $10.00 (or more) per hour depending on location.
Direct Hire Caregivers Direct hire caregivers are aether employed by family or self employed. A direct hire home care aid is paid between $8.00 and $15.00 per hour depending on location, number of hours and experience.
Recent Supreme Court case: Coke v. Long Island Home Care
For years, home care work has been selectively classified as a “companionship service” and exempted from federal overtime and minimum wage rules under the Fair Labor Standards Act (FLSA). The Supreme Court considered arguments on the companionship exemption, which stems from a case brought by a home care worker represented by counsel provided by SEIU. The original 2003 case, Evelyn Coke v. Long Island Care at Home, Ltd. and Maryann Osborne, argues that agency-employed home caregivers should be covered under overtime and minimum wage regulations.
Evelyn Coke, a home care worker employed by a home care agency that was not paying her overtime, sued the agency in 2003, alleging that the regulation construing the “companionship services” exemption to apply to agency employees and exempt them from the federal minimum wage and overtime law is inconsistent with the law. The case has wound its way through the appeals process, and in January, the Supreme Court decided to hear the case this spring.
In the court decision, the court stated the Fair Labor Standards Amendments of 1974 exempted from the minimum wage and maximum hours rules of the FSLA persons "employed in domestic service employment to provide companionship services for individuals . . . unable to care for themselves." 29 U. S. C. §213(a)(15). The court found that the DOL's power to administer a congressionally created program necessarily requires the making of rules to fill any 'gap' left, implicitly or explicitly, by Congress, and when that agency fills that gap reasonably, it is binding. In this case, one of the gaps was whether to include workers paid by third parties in the exemption and the DOL has done that. Since the DOL has followed public notice procedure, and since there was gap left in the legislation, the DOL's regulation stands and home health care workers are not covered by either minimum wage or overtime pay requirements.
2004 Study by NIHS
In February 2004, the National Center for Health Statistics (NIHS) conducted the "National Home and Hospice Study," which was updated in 2005.
The data was collected on about approximately 1.3+ million (1,355,300) persons receiving home care in the USA. Of that total, almost 30% (29.5% or 400,100 persons) were under 65 years of age, while the majority, almost 70%, were over 65 years old (70.5% or 955,200 persons).
The 2005 chart data of estimates based on interviews with non-institutionalized citizens, however, shows a relatively stable number of about 6 to 7 percent of adults age 65 who needed help for personal care (ADLs) - this has remained about the same between 1997 and 2004. (Data has a 95% reliability.) Those aged 85 or older were at least 6 times more likely (20.6%) to need ADL assistance than those of age 65. Between age 65 and 85 years, more women than men needed help.
To review the 2005 Early Release data used, visit the NCHS-NHIS website to see the PDF files. [NOTE: * The 2005 data reflects data, still between 6 to 7%, is only based on interviews conducted between January to June 2005, so it remains to be seen whether the figure remained constant or changed through the end of 2005.] Again, the 1998-2005 data is specific for over 65 or older and does not include any data for adults under 65 years old.
In the 2004 data, just over 30% (30.2% or 385,500) of the total 1.3+million persons lived alone, but the study did not break this down by age groups. A large portion, 1,094,900 or 80.8% had a primary caregiver, and almost 76% (75.9% or 831,100 lived with the primary caregiver, typically the spouse, child or child-in-law, other relative or parent, in that order. (Paid help and the category of neighbor/friend/ or unknown caregiver would be, for the majority, were living with non-family (4.3%) or unknown living arrangement .) Most patients still need external help, even if the primary caregiver is a spouse.
A total of 600,900 persons received personal care.
Payment described in the 2004 study
Page 4 of the study describes the population break-down by type of payment used. Of the 1.3+ million:
710,000 paid by Medicare - Medicare often is the primary billing source, if this is the primary carrier between two types of insurance (like between Medicare and Medicaid). Also, if a patient has Medicare and that patient has a "skilled need" requiring nursing visits, the patient's case is typically billed under Medicare.
277,000 paid by Medicaid - This number seems low for Community Based Services (CBS) or Home Care (HC), especially as a nationwide statistic.
235,000 paid by private insurance, or self/family - Private insurance includes VA (Veterans Administration), some Railroad or Steelworkers health plans or other private insurance. "Self/family" indicates "private pay" status, when the patient or family pays 100% of all home care charges. Home care fees can be quite high; few patients & families can absorb these costs for a long period of time.
133,200 all other payments - including patients unable to pay, or who had no charge for care, or those whose payment "source not yet determined or approved." Sometimes after "opening a case" (the formal paperwork process of admitting a patient to home care services, there can be a short period of time when the office has not yet received approval by one of two or more insurances held by the patient. This is not unusual. There can also be cases where the office must make phone calls to be sure a particular diagnosis is "covered" by the patient's primary insurance. This is not unusual. These delays explain, in part, a couple circumstances where payment source would be listed as "unknown."
CBLTC expenditures
Community-Based Long Term Care (CBLTC) is the newer name for Home Health Care Services paid by States' Medicaid programs. Most of these programs have a category called 'Medicaid Waiver' to define level of care being delivered.
The Study "Medicaid Home and Community-Based Long Term Care – Trends in the U.S. and Maryland" funded by the National Institute of Disability and Rehabilitation Research, Department of Education, Information Brokering for Long Term Care, The Robert Wood Johnson Foundation, focused on expenditures. In this study, the Medicaid Waiver Expenditures by Recipient Group in 2001 based on total expenditure of $14,218,236,802 was broken down in this manner of actual spending (presumably this is based on nationwide figures):
- MR/DD 74%
- Aged/Disabled 17%
- Disabled/Phy. Disabled 4%
- Aged 3%
- Children 1%
- TBI/Head Injury 1%
- AIDS <>
- Mental Health <1%>
- Source: Kitchener, Ng & Harrington, 2003. Medicaid HCBS Program Data. SF: UCSF
But, the same report included figures on "Participants by Recipient Type" in 2001 based on a total number of 832,915. Participant types were broken down thus (presumably this is based on nationwide figures):
- Aged/Disabled 41%
- MR/DD 39%
- Aged 11%
- Disabled /Phy. Disabled 5%
- AIDS 2%
- Children 1%
- TBI/Head Injury 1%
- Mental Health <1%>
- Source: Kitchener, Ng, and Harrington, 2003. Medicaid HCBS Program Data. SF: UCSF.
This data would be interpreted that the MR/DD population represents 39% of the study population of 832,915, and this population used 74% of the available resources of the total expenditure of $14,218,236,802. The aged/disabled population had a higher number of patients in need at 41%, but only had 17% of the total dollar expenditure. The Disabled/Physically Disabled Group (presumably minus the aged in the statistics given - but this group was not well defined in this study's report, as to age etc.), represented 5% of the population and used just 4% of allocated funding. Adding the Aged/Disabled with those of "Disabled/Physically Disabled," the total group would represent 45% in population which used just 22% of funding. Again, the 39% MR/DD used 74%, more than three times higher than the larger group of disabled citizens.
In the United Kingdom
Home care providers
Homecare is purchased by the service user directly from independent home care agencies or as part of the statutory responsibility of social services departments of local authorities who either provide care by their own employees or commission services from independent agencies. Care is usually provided once or twice a day with the aim of keeping frail or disabled people healthy and independent though can extend to full-time help by a live-in nurse or carer.
United Kingdom Homecare Association (UKHCA)
Domiciliary care providers in the UK are able to join the United Kingdom Homecare Association (UKHCA), which is the professional association of domiciliary care providers in the independent, voluntary and statutory sectors. The Association represents the views of over 1,600 home care providers, each of which agrees to abide by the UKHCA Code of Practice.
UKHCA is often a point of contact for members of the public who wish to contact agencies in their local area using a searchable list of home care providers in the UK. Their leaflet "Choosing care in your Home" is a straight-forward explanation of what home care is and how members of the public can select the best provider for their needs.
